Retirement Planning
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What Does It Mean to Achieve Coast FIRE?
Coast FIRE is a practical middle ground between traditional retirement and extreme financial independence. Over the years, I’ve seen this approach help professionals reduce stress while staying financially secure. The most successful cases have three common traits: Conservative growth projections (5-6% average returns) Flexible career options to cover living expenses Ongoing portfolio monitoring Some clients have used Coast FIRE to…
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Best Retirement Investments for 2025
Retirement planning isn’t the same as before. My neighbor Tom, who’s 58, asked me, “With markets changing so fast, where should I put my money?” After helping many people through retirement, I’ve seen what makes the difference between being prepared and feeling stressed. This guide will show you: The Best retirement investments for 2025’s challenges How Sarah (a teacher) grew…
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401(k) vs. IRA: What’s the Key Difference?
Choosing between a 401k vs IRA confused me early in my career. I missed out on $7,000 in employer matches before understanding the difference. Now, after optimizing retirement accounts for 100+ clients, I’ll break down these options simply. This isn’t about complex finance talk. It’s about answering: Which account grows your money faster? How taxes work with each (and when…
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